ZIP Code 32409
Located in Panama City, FL (Bay County)
ZIP Code 32409 (Panama City, FL): Quick Facts & Overview
- Population: 11,113 residents (34 people per sq. mi.)
- Average House Price: $270,925
- Average Household Income: $64,516
ZIP code 32409 primarily serves Panama City, FL in Bay County. An estimated 11,113 people live within this area, with about 34 residents living in every square mile.
If you are looking for a home in ZIP code 32409, the average price is around $270,925. That makes local housing 28% lower than the Florida average of $374,554, and 12% lower than the national average of $308,592.
The average household in 32409 earns about $64,516 a year. This income is 16% lower than the average family in Florida ($77,206), and 18% lower than the national average ($78,686).
Population
11,113
Median Household Income
$64,516
Median Home Value
$270,925
Median Age
43.8 yrs
Household Income Brackets
Racial & Ethnic Demographics
Age Distribution
Educational Attainment
Economic & Labor Indicators
| Individual Median Income | $34,590 |
| Labor Force Participation | 55.7% |
| Unemployment Rate | 5.5% |
| Average Commute Time | 30.0 mins |
Housing & Community Metrics
| Home Ownership Rate | 92.2% |
| Median Rent | $1,409 |
| Rent Burdened (>30% Income) | 37.2% |
| Total Housing Units | 4,117 |
Additional Census & Housing Profile
Geographic Overview
| Primary City | Panama City |
| County | Bay |
| County FIPS | 12005 |
| Metro Area (CBSA) | Panama City-Panama City Beach, FL |
| Population Density | 33.9/sq mi |
| Coordinates (lat/lng) | 30.3345, -85.7052 |
| Timezone | America/Chicago |
Household Structure
| Average Family Size | 3.26 |
| Dual Income Families | 53.9% |
Marital Status
| Married | 59.4% |
| Never Married | 20.3% |
| Divorced | 13.4% |
| Widowed | 6.8% |
Gender
| Male | 47.7% |
| Female | 52.3% |
Health & Poverty
| Uninsured Rate (Health) | 12.9% |
| Poverty Rate | 15.0% |
Key Population Groups
| Veterans | 14.3% |
| Disabled Population | 24.9% |
| Limited English Proficiency | 0.3% |
All ZIP Codes in Panama City
Showing 10 of 11| ZIP Code | Population | Median Household Income | Median Home Value |
|---|---|---|---|
| 32404 | 42,514 | $74,708 | $268,125 |
| 32405 | 29,984 | $73,373 | $279,580 |
| 32401 | 18,947 | $52,523 | $227,495 |
| 32408 | 18,832 | $80,822 | $381,359 |
| 32409 Current | 11,113 | $64,516 | $270,925 |
| 32403 | 447 | $118,594 | - |
| 32402 | - | - | - |
| 32406 | - | - | - |
| 32411 | - | - | - |
| 32412 | - | - | - |
| 32417 | - | - | - |
Nearby ZIP Codes
| ZIP Code | City / State | Distance | Population |
|---|---|---|---|
| 32444 | Lynn Haven, FL | 7.4 miles | 21,459 |
| 32405 | Panama City, FL | 9.5 miles | 29,984 |
| 32407 | Panama City Beach, FL | 10.4 miles | 16,404 |
| 32413 | Panama City Beach, FL | 11 miles | 15,453 |
| 32408 | Panama City, FL | 12.4 miles | 18,832 |
| 32401 | Panama City, FL | 13.2 miles | 18,947 |
| 32437 | Ebro, FL | 13.8 miles | 424 |
| 32466 | Youngstown, FL | 14.8 miles | 5,916 |
| 32404 | Panama City, FL | 15.3 miles | 42,514 |
| 32462 | Vernon, FL | 17.2 miles | 3,920 |
| 32461 | Inlet Beach, FL | 19.8 miles | 3,757 |
| 32428 | Chipley, FL | 21.1 miles | 17,950 |
| 32438 | Fountain, FL | 21.1 miles | 4,815 |
| 32403 | Panama City, FL | 21.3 miles | 447 |
| 32463 | Wausau, FL | 21.5 miles | 128 |
| 32455 | Ponce De Leon, FL | 26 miles | 4,370 |
| 32427 | Caryville, FL | 26.9 miles | 1,030 |
| 32439 | Freeport, FL | 27.5 miles | 15,328 |
| 32420 | Alford, FL | 28.4 miles | 2,159 |
| 32459 | Santa Rosa Beach, FL | 28.6 miles | 23,522 |
| 32430 | Clarksville, FL | 29.2 miles | 815 |
| 32449 | Wewahitchka, FL | 30 miles | 769 |
| 32410 | Mexico Beach, FL | 31.7 miles | 550 |
| 32435 | Defuniak Springs, FL | 32.9 miles | 6,664 |
| 32421 | Altha, FL | 33.4 miles | 4,035 |
| 32431 | Cottondale, FL | 35.8 miles | 4,683 |
| 32425 | Bonifay, FL | 36 miles | 13,942 |
| 32448 | Marianna, FL | 37.1 miles | 8,549 |
| 32424 | Blountstown, FL | 37.3 miles | 7,586 |
| 32550 | Miramar Beach, FL | 38.3 miles | 8,486 |
| 32465 | Wewahitchka, FL | 38.6 miles | 8,069 |
| 32456 | Port Saint Joe, FL | 40.9 miles | 7,510 |
| 32464 | Westville, FL | 41.6 miles | 3,282 |
| 32440 | Graceville, FL | 41.9 miles | 8,253 |
| 32321 | Bristol, FL | 43 miles | 5,531 |
| 32446 | Marianna, FL | 45.2 miles | 10,910 |
| 32433 | Defuniak Springs, FL | 46.1 miles | 19,746 |
| 32541 | Destin, FL | 46.1 miles | 18,855 |
| 32578 | Niceville, FL | 46.2 miles | 34,738 |
| 32426 | Campbellton, FL | 47 miles | 720 |
| 36314 | Black, AL | 47.7 miles | 666 |
| 32442 | Grand Ridge, FL | 48 miles | 3,417 |
| 32580 | Valparaiso, FL | 49.3 miles | 4,194 |
| 32443 | Greenwood, FL | 50.7 miles | 2,879 |
| 36340 | Geneva, AL | 50.9 miles | 5,307 |