ZIP Code 12164
Located in Speculator, NY (Hamilton County)
ZIP Code 12164 (Speculator, NY): Quick Facts & Overview
- Population: 539 residents (2 people per sq. mi.)
- Average House Price: $237,731
- Average Household Income: $62,083
ZIP code 12164 primarily serves Speculator, NY in Hamilton County. An estimated 539 people live within this area, with about 2 residents living in every square mile.
If you are looking for a home in ZIP code 12164, the average price is around $237,731. That makes local housing 39% lower than the New York average of $386,621, and 23% lower than the national average of $308,592.
The average household in 12164 earns about $62,083 a year. This income is 33% lower than the average family in New York ($92,475), and 21% lower than the national average ($78,686).
Population
539
Median Household Income
$62,083
Median Home Value
$237,731
Median Age
64.1 yrs
Household Income Brackets
Racial & Ethnic Demographics
Age Distribution
Educational Attainment
Economic & Labor Indicators
| Individual Median Income | $25,781 |
| Labor Force Participation | 35.9% |
| Unemployment Rate | 4.9% |
| Average Commute Time | 10.3 mins |
Housing & Community Metrics
| Home Ownership Rate | 74.0% |
| Median Rent | $1,042 |
| Rent Burdened (>30% Income) | 36.5% |
| Total Housing Units | 254 |
Additional Census & Housing Profile
Geographic Overview
| Primary City | Speculator |
| County | Hamilton |
| County FIPS | 36041 |
| Metro Area (CBSA) | - |
| Population Density | 1.8/sq mi |
| Coordinates (lat/lng) | 43.6288, -74.4272 |
| Timezone | America/New_York |
Household Structure
| Average Family Size | 2.23 |
| Dual Income Families | 14.0% |
Marital Status
| Married | 50.3% |
| Never Married | 39.3% |
| Divorced | 4.8% |
| Widowed | 5.6% |
Gender
| Male | 43.6% |
| Female | 56.4% |
Health & Poverty
| Uninsured Rate (Health) | 1.7% |
| Poverty Rate | 24.5% |
Key Population Groups
| Veterans | 10.9% |
| Disabled Population | 24.3% |
| Limited English Proficiency | - |
All ZIP Codes in Speculator
| ZIP Code | Population | Median Household Income | Median Home Value |
|---|---|---|---|
| 12164 Current | 539 | $62,083 | $237,731 |
Nearby ZIP Codes
| ZIP Code | City / State | Distance | Population |
|---|---|---|---|
| 12139 | Piseco, NY | 10.2 miles | 227 |
| 12108 | Lake Pleasant, NY | 10.9 miles | 350 |
| 12842 | Indian Lake, NY | 11.4 miles | 995 |
| 12190 | Wells, NY | 13.2 miles | 671 |
| 12856 | North River, NY | 14.2 miles | 260 |
| 12812 | Blue Mountain Lake, NY | 15.8 miles | 265 |
| 13360 | Inlet, NY | 16.8 miles | 227 |
| 13436 | Raquette Lake, NY | 17.2 miles | 135 |
| 12811 | Bakers Mills, NY | 18 miles | 181 |
| 12853 | North Creek, NY | 21.8 miles | 1,235 |
| 12843 | Johnsburg, NY | 22.7 miles | 461 |
| 12878 | Stony Creek, NY | 23 miles | 819 |
| 12851 | Minerva, NY | 23.9 miles | 275 |
| 12886 | Wevertown, NY | 25 miles | 215 |
| 12810 | Athol, NY | 25.4 miles | 471 |
| 12862 | Riparius, NY | 25.6 miles | 127 |
| 12847 | Long Lake, NY | 26 miles | 740 |
| 13420 | Old Forge, NY | 26.8 miles | 1,055 |
| 12134 | Northville, NY | 27 miles | 3,846 |
| 12032 | Caroga Lake, NY | 27.6 miles | 662 |
| 12857 | Olmstedville, NY | 28.7 miles | 606 |
| 12852 | Newcomb, NY | 29 miles | 490 |
| 13338 | Forestport, NY | 29.1 miles | 1,280 |
| 12835 | Hadley, NY | 29.8 miles | 2,708 |
| 12817 | Chestertown, NY | 30.1 miles | 2,168 |
| 13331 | Eagle Bay, NY | 30.2 miles | 204 |
| 12885 | Warrensburg, NY | 30.6 miles | 4,444 |
| 13470 | Stratford, NY | 31.3 miles | 877 |
| 12860 | Pottersville, NY | 31.6 miles | 419 |
| 13472 | Thendara, NY | 32 miles | 259 |
| 12117 | Mayfield, NY | 32.9 miles | 2,871 |
| 13324 | Cold Brook, NY | 33.3 miles | 1,729 |
| 12808 | Adirondack, NY | 34.6 miles | 284 |
| 12078 | Gloversville, NY | 35.1 miles | 22,589 |
| 13454 | Salisbury Center, NY | 35.8 miles | 735 |
| 12870 | Schroon Lake, NY | 36.2 miles | 1,756 |
| 12824 | Diamond Point, NY | 36.4 miles | 1,143 |
| 13494 | Woodgate, NY | 36.4 miles | 346 |
| 12815 | Brant Lake, NY | 37 miles | 1,140 |
| 12846 | Lake Luzerne, NY | 37 miles | 3,013 |
| 12822 | Corinth, NY | 38 miles | 6,284 |
| 13329 | Dolgeville, NY | 38.3 miles | 3,256 |
| 12845 | Lake George, NY | 38.7 miles | 4,370 |
| 13312 | Brantingham, NY | 39.3 miles | 228 |
| 12814 | Bolton Landing, NY | 39.6 miles | 1,168 |
| 12025 | Broadalbin, NY | 40.2 miles | 5,244 |
| 12844 | Kattskill Bay, NY | 40.5 miles | 172 |
| 13416 | Newport, NY | 40.5 miles | 2,369 |
| 12855 | North Hudson, NY | 40.6 miles | 208 |
| 12986 | Tupper Lake, NY | 41 miles | 5,326 |
| 13433 | Port Leyden, NY | 41.1 miles | 1,686 |
| 13438 | Remsen, NY | 41.2 miles | 3,065 |
| 12095 | Johnstown, NY | 41.3 miles | 12,391 |
| 12859 | Porter Corners, NY | 41.3 miles | 1,622 |
| 13695 | Wanakena, NY | 41.3 miles | 157 |
| 12858 | Paradox, NY | 41.8 miles | 118 |
| 13406 | Middleville, NY | 41.8 miles | 486 |
| 13452 | Saint Johnsville, NY | 42.1 miles | 4,792 |
| 12804 | Queensbury, NY | 42.4 miles | 28,208 |
| 13365 | Little Falls, NY | 42.4 miles | 8,578 |
| 13435 | Prospect, NY | 42.7 miles | 218 |
| 12850 | Middle Grove, NY | 43 miles | 2,537 |
| 12836 | Hague, NY | 43.7 miles | 498 |
| 13431 | Poland, NY | 43.7 miles | 1,847 |
| 12927 | Cranberry Lake, NY | 44 miles | 318 |
| 12874 | Silver Bay, NY | 44.1 miles | 205 |
| 12074 | Galway, NY | 44.2 miles | 2,848 |
| 12833 | Greenfield Center, NY | 44.8 miles | 5,316 |
| 12801 | Glens Falls, NY | 44.9 miles | 14,628 |
| 13343 | Glenfield, NY | 45 miles | 1,606 |
| 12070 | Fort Johnson, NY | 45.3 miles | 2,011 |
| 13368 | Lyons Falls, NY | 45.3 miles | 1,129 |
| 13345 | Greig, NY | 45.4 miles | 217 |
| 13690 | Star Lake, NY | 45.4 miles | 748 |
| 13304 | Barneveld, NY | 45.5 miles | 1,653 |
| 12068 | Fonda, NY | 46.4 miles | 2,503 |
| 12803 | South Glens Falls, NY | 46.4 miles | 9,712 |
| 12943 | Keene Valley, NY | 46.4 miles | 260 |
| 12863 | Rock City Falls, NY | 46.5 miles | 910 |
| 12086 | Hagaman, NY | 46.6 miles | 1,587 |
| 12946 | Lake Placid, NY | 47 miles | 4,872 |
| 13309 | Boonville, NY | 47 miles | 5,825 |
| 13367 | Lowville, NY | 47.1 miles | 8,601 |
| 12177 | Tribes Hill, NY | 47.3 miles | 387 |
| 12973 | Piercefield, NY | 47.3 miles | 154 |
| 12827 | Fort Ann, NY | 47.5 miles | 3,716 |
| 12831 | Gansevoort, NY | 47.7 miles | 18,025 |
| 12069 | Fort Hunter, NY | 47.9 miles | 425 |
| 12839 | Hudson Falls, NY | 48.1 miles | 13,541 |
| 12819 | Clemons, NY | 48.2 miles | 350 |
| 13350 | Herkimer, NY | 48.2 miles | 9,522 |
| 13666 | Newton Falls, NY | 48.2 miles | 234 |
| 12883 | Ticonderoga, NY | 48.4 miles | 4,744 |
| 13327 | Croghan, NY | 48.5 miles | 2,009 |
| 12977 | Ray Brook, NY | 48.9 miles | 1,213 |
| 13339 | Fort Plain, NY | 49.1 miles | 6,010 |
| 13354 | Holland Patent, NY | 49.2 miles | 3,554 |
| 13410 | Nelliston, NY | 49.2 miles | 508 |
| 13428 | Palatine Bridge, NY | 49.2 miles | 1,689 |
| 12010 | Amsterdam, NY | 49.4 miles | 27,750 |